One of the big financial goals that we set a few years back was to pay off our mortgage by the age of forty. (I think I will be sharing a post that D has already drafted about that journey in the near future.) When I read that Kim Anderson, the author of Live. Save. Spend. Repeat., The Life You Want With The Money You Have, along with her husband, paid off their mortgage before they were thirty years old, I was impressed.
Anderson, who has a blog called Thrifty Little Mom, provides solid, practical advice about what to do if you are struggling to get out of debt or are living paycheck to paycheck, As a couple, we have already implemented many of the money-saving strategies that are offered in this book. For example, we budget our money into different categories, and we save money through our spending habits (groceries, utilities, eating out and entertainment), etc. I can personally vouch for these strategies because we have used many of them.
However, what I found the most inspiring in this book was Anderson’s discussion about what she calls “Momentum Milestones”. She defines momentum as “the strength of a force that grows stronger over time” and a milestone is “an important point in our progress or development”. Putting these words together can give your life direction instead of “simply surviving the everyday”. Anderson encourages her readers to evaluate the dreams they have for their lives in the next three years, five years, and ten years. Then she outlines five steps that are necessary to achieve these milestones. This section really helped me in thinking about the direction of my life, including with developing this blog!
Finally, I appreciate that Anderson is a Christian, and writes about the importance of investing in your relationship with God. Although most of the strategies outlined in the book could be implemented by Christians and non-Christians alike, Anderson recognizes that we should always ultimately seek God’s direction in our lives: “We’ll never satisfy our wants until we magnify our need for Christ.”
Live. Save. Spend. Repeat. is now available on Amazon.
I am also hosting a giveaway for a paperback copy of Live. Save. Repeat. by Kim Anderson!
35 Comments
Too many people lived for today’s Starbucks drink rather than tomorrow’s goals.
Saver
I am a saver.
I can always use some advice our managing our debt
I’m a little of both if that makes sense
I am a saver, good thing since the hubby is a spender. lol
Im a spender working on becoming a saver
I’m typically a saver but then I go through spurts where I spend spend spend! Lol
I am a saver.
I love to spend but save first
Iam a saver!
My wife and I are both savers and spenders. We save enough to make sure we are comfortable, but still enjoy splurging on vacations from time to time
i’m a saver
I am a saver.
I’m in the middle. I like to spend but i also save part of it.
Im more of a saver. I save up until I really want something and then may buy it,
I’m a bit more of a saver.
I am a spender but would like to be a saver.
Great advice. Wish I had taken out a mortgage instead of renting
I am a saver…. but my husband is a crazy spender! I know we probably balance each other out, but I would love to find him some help with this book!
I am a saver.
My husband and I have always been savers.
I am a saver!
I am a saver.
spender recently…just moved
I am a saver.
I’m a saver.
great
I am a saver.
Previously a spender and now I’m a saver.
I’m a spender.
I’ve spent my whole life.
i save most the money for emergencys
I am a saver.
Really awesome, i try to save.